Andrius Lengvinas writes about how mortgages and long-term debt quietly change behaviour – the work people take, the risks they stop taking, and the lives they build around the payments.

After more than fifteen years in property, construction and business, and more than thirty mortgages by forty, he wrote the book he wishes he had read before signing the first one. Most people look at the rate and the monthly figure. Silent Debt is about the cost that never appears on the statement.

Silent Debt: How Mortgages Shape Decisions, Risk, and the Lives We Build is a #1 Best Seller in Financing Mortgages on Amazon UK. It has also reached #1 in Mortgages, Real Estate Investments, and Buying & Selling Homes on Amazon US Kindle.

This is not a guide to getting rich from property. It is part memoir, part explanation: what happens after you sign, and why so many people feel uneasy long before any document is completed.

Andrius is an independent author based in Bishop’s Stortford. Silent Debt is available in paperback, ebook and audiobook.

andriuslengvinas.com

mybook.to/SilentDebt

Invergarven Press is the imprint of Ayrshire-based literary translator, performance poet, publisher and bard Jim MacCool. Jim will be promoting his fresh rendition of Geoffrey Chaucer’s ‘Parliament of Fowls’. Jim has an extensive selection of illustrated verse. His latest collection, ‘Soundings’, will be available, and can be signed by Jim himself.

Stories that stay with you. Ink&Ink Publishing is an independent publishing house dedicated to timeless stories that inspire, entertain and touch the earth. Listen, Nurture, Publish.

“Results Department Editorial Services is run by Helen Johns, an award-winning copywriter and supplier of editorial services in Oxfordshire.

Helen can edit your book for publication, whether it’s fiction, biography or memoir, or non-fiction. She’ll check for consistency, clarity, and relevance; ensure grammar, syntax, diction, spelling and punctuation are correct; reduce over-long sentences; double-check that text references and footnotes are accurate; remove unwanted formatting, and check fonts are consistent.

Helen is also a first-class proofreader: checking for spelling and punctuation errors in headings and body copy; reviewing consistency of headings, references and pagination; ensuring fonts are consistent; dealing with missing or repeated text; and ensuring captions and source references are correct.”

“As the daughter of one of The Talliswood’s Ambassadors, it’s Aerva’s job to hold everything together. Eredhest’s war on her people may have ended, but there is always a cost to staying alive, and tensions are starting to grow again. Now, as part of a last-ditch peace deal, she has been shipped off to Udela Arkanium, one of Eredhest’s finest schools, right in the heart of enemy territory. All she has to do is get to the end of the school year alive, and without making too many enemies, and her people might stand a chance of surviving.

But when a mysterious assassin breaks into the temple on a mission to kill a teacher, Aerva’s life is suddenly turned on its head. With the help of a troubled poet, a healer from the wrong side of the mountains, and a killer who cannot kill, Aerva sets out to unravel a plot that could threaten the whole world…

…and maybe, just maybe, she’ll be able to save herself in the process.

‘A Constellation of Shadows’ is the debut, YA fantasy novel by Kay Rowan, and Book One of the upcoming Talliswood Series. The book has been described as Shadow and Bone x His Dark Materials, and is rich with found family vibes and queer representation. When she isn’t coming up with useless bits of world building, (did you know that the traditional food of The Andalian Archipelago is spiced honey cake?), Kay can be found writing songs as ghostgirl, composing music for the stage and screen, and navigating an existential crisis (or four).”

I am a children’s author, age group 8-12. I am delighted to be returning to the Oxford Indie Book Fair and look forward to meeting you.

For the past five years I have had the pleasure to write stories about an astonishing place. This place, at the very edge of the world, is the mysterious, undiscovered Island of Animaux. Full of the strangest creatures having crazy, mad, funny adventures.

I would love to introduce you to the principal characters: Aubrey the Turkey; Clifford Platypus; and Walli Hog. They’re firm friends, although Clifford and Walli always need to keep an eye on the infamous Aubrey, as he plans his next dastardly adventure.

The series contains six books, each with five separate tales:
• The Island of Animaux
• Monsieur Le Chef
• A Surprise Party
• Coffee and Ice Cream
• The Other Side
• Who’s There?

I think you will really enjoy the stories. And don’t be afraid to laugh, particularly at Aubrey’s expense. But please, please, please – remember to keep the latest location of the island top secret!